Now the good bit - I received the cheque from Admiral for the full amount (guess they assumed I paid for it).
Now the best bit - I sent a complaint to the service manager last week about damage done during an Insp I for my M, and he said he never received my emails (but did call me back when I filled in the BMW GB customer service survey where I stated the issues and my dissatisfaction with the dealer about lack of communication etc).
I just emailed him to say that I had the cheque from Admiral and if he wants the money, to contact me. Now, if he does not receive my emails supposedly, I guess I will never get that call. And if he does call me, that is rather interesting as well

Worst case - I am £700 better off. Did not feel comfortable leaving it and see how good credit control was though at Vines ...