XSeries-forum

Where can i find cheap insurance for my E53 BMW X5 , its was ok till this year then it went up by 3x its a joke, where are the cheapest insurance's i have over 9+years no claims.

All depends on your circumstances...where you live how old etc etc...
I renewed with swift last year as they were the best price for me.

I've just renewed with swift with 9 years no claims for just over £500. Not as good as last policy as higher compulsory excess but everyone else was ridiculously high!


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Crikey that sounds a lot, mine £313 (£263.00 last year) with Admiral, fully comp,protected no claims and £500.00 excess etc etc so was happy.

Do any of you have trackers? I don't and have heard they can make quotes cheaper, or in some cases, the difference between quote and no quote!

[quote=""Waka""]Do any of you have trackers? I don't and have heard they can make quotes cheaper, or in some cases, the difference between quote and no quote![/quote]

I don't have a tracker. Some companies won't accept you without one and my last company (Zurich connect) told me it made no difference to their quote so I'm not bothered.


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[quote=""Waka""]Do any of you have trackers? I don't and have heard they can make quotes cheaper, or in some cases, the difference between quote and no quote![/quote]

I'm with Saga ( I know I'm an old T*@t )
My X has a tracker fitted which is not activated.
Saga were prepared to knock 1p off my insurance if I activated the tracker

I have tracker as Churchill (£285) insisted on my having it before they would touch it. As I bought the car new and expected to keep it for a few years (which I obviously did), the tracker fee was not too bad).

[quote=""ozzyhufc""]Where can i find cheap insurance for my E53 BMW X5 , its was ok till this year then it went up by 3x its a joke, where are the cheapest insurance's i have over 9+years no claims.[/quote]

Same as for me, got a renew offer from swiftcover for £1100!!!....ive not paid that since i passed my test!

I have 8 or 9 years no claims, 33years old next month. Need to find a decent reliable insurance company by the end of the month.

I'm 32, 9 years no claims, just got a quote for £476 which I find to be brilliant! it just gets cheaper each year

Putting any random woman as a second driver knocks £100 off the price too.......... sister, mother, gf, anyone! add a man and it goes up!

(oh, and Admiral and Elephant tend to always be the cheapest for me, also Tesco and AA)

[quote=""B1G JV""]I'm 32, 9 years no claims, just got a quote for £476 which I find to be brilliant! it just gets cheaper each year

Putting any random woman as a second driver knocks £100 off the price too.......... sister, mother, gf, anyone! add a man and it goes up!

(oh, and Admiral and Elephant tend to always be the cheapest for me, also Tesco and AA)[/quote]

Who was quote with?

That one was Elephant

Just run them again on confused.com and re-submitted some old quotes, Fully comp with protected no claims: Elephant £476.39 Bell has now come in at £478.51 i use a £500 voluntary excess, with £100 excess the quotes are: Elephant £537.87, Bell £539.99. with £250 excess: Elephant £531.51 Bell £533.63.
Compulsary excess is £100 in each case.

Summary:

With £250 voluntary excess: Elephant £531.51 Bell £533.63.
With £300 voluntary excess: Elephant £530.45, Bell £532.57
With £350 voluntary excess: Elephant £530.45, Bell £532.57
With £400 voluntary excess: Elephant £530.45, Bell £532.57
With £450 voluntary excess: Elephant £476.39, Bell wont quote £450 excess
With £500 voluntary excess: Elephant £476.39, Bell £478.51
With £1000 voluntary excess: Elephant £450.95, Bell £453.07

Hence £500 always seems about right to me
I always use confused.com as it's quick and easy.....

HTH

Elephant/Bell/sheilas wheels/Diamond etc etc are all one and the same, watch for the 02920 (Cardiff) telephone numbers if not freephone. They compete against each other so is worth a battle :O)

might be worth a play around on here : http://www.moneysavingexpert.com/insura ... ob-picker/
it lets you put in your job title and suggests other ways of wording it that may come out a bit cheaper.