XSeries-forum

Zopa (p2p lending) and sainsburys bank offering me a car loan for 15k at 3.6% even. I know my place of work offer car loans for around 7% to 10% although havent checked their products as of late.

[quote="Imy"]
BMW don't finance for less than 10%???[/quote]

I bought a 59 plate X6 is May through bmw finance on a pcp and got 6.8% and also about £1500 knocked off the car

I then sold it and bought an 10 plate x5 in September and got the same rate again.

Ref the standard of BMW used cars, Ive had a right battle with bmw about the standard of the x5 I bought, was in and out the garage for 3 months and in the end it ended up having 2 new tyres ( already replaced 2 before I got it), wheels refurbed, new gearbox, new rear bumper, Paint on tailgate due to bumper, detailed at my expense and then claimed back due to there piss poor attempts and made it worse!, creeks in the boot and im sure some other things too!!

The problem you have is the car is at Sytner. Worst dealers i have ever used. They inflate verything and dont discount. In 2011 i went to my dealer to order a 520d m sport company car. They wouldnt negotiate on price. The fleet manager turned around and told me that this is the price and its obvious you cant afford a BMW.

Was in Sytner Audi on Saturday to discuss a new A7 at one of there special events with big discounts. I was offered £2k off if i purchased paint protection and gap. I declined and said im off.
The Business Manager comes after me to offer £5k deposit contribution if i finance it. The sales guys make more commision on the value add products than what they do on the car hence the push.

Funnily enough my dad just purchased a F15 50d from a Sytner garage and every sales guy messed him about and pushed and bullied him into things untill i got involved. Spoke to the Sales Director and used linked in to find his Boss. Told them what i thought, the bullish tactics. They rang to apologise, 3k discount, full tank of fuel and a keyring.

A key ring - wow! )

[quote="wolins"]
[quote="Imy"]
BMW don't finance for less than 10%???[/quote]

I bought a 59 plate X6 is May through bmw finance on a pcp and got 6.8% and also about £1500 knocked off the car

I then sold it and bought an 10 plate x5 in September and got the same rate again.

Ref the standard of BMW used cars, Ive had a right battle with bmw about the standard of the x5 I bought, was in and out the garage for 3 months and in the end it ended up having 2 new tyres ( already replaced 2 before I got it), wheels refurbed, new gearbox, new rear bumper, Paint on tailgate due to bumper, detailed at my expense and then claimed back due to there piss poor attempts and made it worse!, creeks in the boot and im sure some other things too!!
[/quote]

That is scary!!! How long until the problems started showing up when you bought the car? Sounds like a "lemon" to me! :'(

[quote="bigsanj"]
The problem you have is the car is at Sytner. Worst dealers i have ever used. They inflate verything and dont discount. In 2011 i went to my dealer to order a 520d m sport company car. They wouldnt negotiate on price. The fleet manager turned around and told me that this is the price and its obvious you cant afford a BMW.

Was in Sytner Audi on Saturday to discuss a new A7 at one of there special events with big discounts. I was offered £2k off if i purchased paint protection and gap. I declined and said im off.
The Business Manager comes after me to offer £5k deposit contribution if i finance it. The sales guys make more commision on the value add products than what they do on the car hence the push.

Funnily enough my dad just purchased a F15 50d from a Sytner garage and every sales guy messed him about and pushed and bullied him into things untill i got involved. Spoke to the Sales Director and used linked in to find his Boss. Told them what i thought, the bullish tactics. They rang to apologise, 3k discount, full tank of fuel and a keyring.
[/quote]

I guess when you buying new things are way different. A week has passed and I have got no call from them. How weird when one wants to spend such a high amount of money on a car and no one is interested!

The keyring was the deal breaker!!

That is scary!!! How long until the problems started showing up when you bought the car? Sounds like a "lemon" to me! :'(
[/quote]

Its certainly not a lemon, It was just very badly prepped by the dealer. Bumper was raised in middle, tyre near bald on outside, wheels corroded in centres very badly, led light under door handle not working, creeky boot etc... Gearbox issue I felt it as soon as the car warmed up and I was in traffic they probably wouldn't have noticed just normal driving around to be honest.

They reset it and gave me bull about it being adaptive and having to learn my driving style....utter crap

It was no better so they had it back in and said its now fixed, told it was reset again.....rubbish, made them do a gearbox oil service....made no difference

Back in again and swore blind it was a torque convertor, had it in again for 2 weeks......made no difference at all

I then took it to a gearbox specialist and he said one of the clutches in box was knackered and it was slipping

Then got the DP involved and they had it back in to replace whole gearbox, now its spot on.

Stratstone are exactly the same and I wont buy nothing from them

We are the cheapest they claim, no discount....oh and a admin fee on every car!....Try and show them a car the same for less and you get stupid answers like, it has different wheels, its a different colour, that's not at a 'franchised' dealer, that's more than 50 miles away etc etc....

Awful attitude, and try and push all the crap you don't need like superguard at 500 quid!, gap, tyre insurance etc...

Ive bought from Cooper and Lloyd and got good rates and discounts/deals, although cooper prep was poor but got there in the end.

So, just made an offer on another X5, this time petrol.

2011 X5 50i M-Sport 4.4
33.7K Miles
7 Seater
HUD, M-Sport Seats, Oyster Nevada Leather, Bootlid Operation Confort Access and so on

List Price, 34,995, after some haggling by email, went on to say my offer was in the region of 30K, his reply was "I would only consider a reduction to £34500.00"

What do you guys say? Still way overpriced?

I would maybe willing to meet halfway in the price perhaps 

sounds nice

link?

If you pay the £34500 then its not overpriced...

Remember that the petrol version will be harder to move on once you come to sell and its only worth 15k as in that price bracket people will shy away from the higher running costs of fuel and tax.

If you are considering the diesel 30d and 40d i would wait until one came up. It wont be long.

[quote="eniacs"]
If you pay the £34500 then its not overpriced...

Remember that the petrol version will be harder to move on once you come to sell and its only worth 15k as in that price bracket people will shy away from the higher running costs of fuel and tax.

If you are considering the diesel 30d and 40d i would wait until one came up. It wont be long.
[/quote]

rubbish

[quote="535dboy"]
[quote="eniacs"]
If you pay the £34500 then its not overpriced...

Remember that the petrol version will be harder to move on once you come to sell and its only worth 15k as in that price bracket people will shy away from the higher running costs of fuel and tax.

If you are considering the diesel 30d and 40d i would wait until one came up. It wont be long.
[/quote]

rubbish
[/quote]

How rude.

[quote="eniacs"]
[quote="535dboy"]
[quote="eniacs"]
If you pay the £34500 then its not overpriced...

Remember that the petrol version will be harder to move on once you come to sell and its only worth 15k as in that price bracket people will shy away from the higher running costs of fuel and tax.

If you are considering the diesel 30d and 40d i would wait until one came up. It wont be long.
[/quote]

rubbish
[/quote]

How rude.
[/quote]

That is him being polite, you will get used to it, he's a pussycat really! 

[quote="eniacs"]
[quote="535dboy"]
[quote="eniacs"]
If you pay the £34500 then its not overpriced...

Remember that the petrol version will be harder to move on once you come to sell and its only worth 15k as in that price bracket people will shy away from the higher running costs of fuel and tax.

If you are considering the diesel 30d and 40d i would wait until one came up. It wont be long.
[/quote]

rubbish
[/quote]

How rude.
[/quote]

No, just factual

Why will it be harder to sell

Don't understand your £15k point

Why will it cost more to run?