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Re: Had a accident today
Posted: Tue Nov 16, 2010 11:40 pm
by AW8
No problem.
I have also added some info re reporting deadlines to allow for abscence of complying at the location.
Lost of info re police & legal stuff on pepipoo.com
......Of course in any doubt re legals you should call the Police & or your Insurance again.
Re: Had a accident today
Posted: Tue Nov 16, 2010 11:58 pm
by x555
I'll be getting my coat then
hope you didn't take any offence to earlier comments Minda as they were meant in jest
and also glad everything is ok for you fella.Never nice to have to deal with these things ....some people will try anything
Re: Had a accident today
Posted: Wed Nov 17, 2010 12:04 am
by Pete
Hi Minda,
It is more than likely going to be a very long and drawn out process for you. My advice would be, don't take it to heart, don't get stressed out by the situation and leave it to the insurance company's to sort out. I had a claim about five years ago (a lorry shed some stones on the motorway that battered my car but the driver drove off) you can get caught up in it all and it seemed like the most important thing in the world to make sure they didn't get away with it and from experience the other insurance company is as devious as the scumbags that claim in these low impact collisions. After all the stress and hassle I did win the case out of court (by about 5 mins!!!) and it was a relief when it was all over.
My father in law was involved in a very similar situation to you and the passengers in the other vehicle multiplied like mogwai as the claim progressed...in the end it went to court and they weren't daft and threw it out and fined the driver for lying.
Re: Had a accident today
Posted: Wed Nov 17, 2010 12:05 am
by Minda
No none taken at all
Never been on this end before, had a few taps before where others have come into to me, inspected and if no damage just get on our way as you do. but these two just seem geared up to make a injury claim when they have none.
Re: Had a accident today
Posted: Wed Nov 17, 2010 12:17 am
by Rusty
It really is unbelievable what some people will do to try and make a quick buck, the
's
It's almost enough to put you off driving in heavy traffic.
I agree with Pete, Minda. Don't let it get to you if you can, it is too easy to become absorbed by it all, just let the powers of be deal with it.
Odds on that should they try and procceed with thier claim, they will trip thenselves up at some point and expose the scam.
Anyway, my thoughts are with you on this one.
Re: Had an accident today
Posted: Wed Nov 17, 2010 6:05 am
by 535dboy
Sorry to hear, but just to confirm this was in the van and not the X?
There are too many low life scum in the world at the minute particular in these hard times
I've only skimmed read the post but I'm sure, knowing AW8 well that anything he has advised is exceptional sound
Hope it isn't too much of a bum ache
There is a lady on bmwland that I can't on with well (we did a driving course together) who has just written off her E93 M3 on some black ice so that is pretty sad to see too
Chin up
Re: Had a accident today
Posted: Wed Nov 17, 2010 6:56 am
by kena
[quote=""AW8""]Hope you are ok.
Early advice - In abscence of knowing facts perhaps be careful what you type if there are potential legal or claim implications
Am I slightly paarnoid at times ? ................ Yes probably, (albeit based on negative experiences - whether my own or others).[/quote]
Good advice AW8
Minda,
I was a traffic cop for many many years (17 yrs), albeit many years ago before i became an engineer. If the letter of the law was applied strictly you would be guilty of careless driving as you collided with the car in front, albeit very slightly. Accidents like this the police don't want to get involved in due to the amount of paperwork involved hence they just give out ref numbers for insurance companies to show you had reported it. They only get involved now when someone is injured. like the scumbags in the other vehicle trying to make out.
They don't just take statements, they examine the vehicles for damage, amount of damage, take photos etc. The fact the other party tried to stop you from taking photos and no damage, I don't think you have anything to worry about. If your insurance company is worth there premium they will laugh at the other party and tell them to bugger off. You will probably find the other parties insurance will do the same without any evidence. The police didn't attend so no evidence from them. No damage, other party stopping you from gathering evidence. I would be surprised if you hear anything else. Shame you couldn't get any independant witnesses.
Re: Had an accident today
Posted: Wed Nov 17, 2010 9:59 am
by Minda
Morning all just to confirm it was in the van, and not in the X
and after a good nights sleep it's still getting to me
Thanks kena for your wise words, i would not dispute the cause of the incident, the main gripe would be the attitude of the other party and whether they would try and claim for fake injuries, and as regards damage i would really like to see them try as i have two pic's albeit one slightly obscured showing no damage.
And this one's for the scum of the world
Re: Had an accident today
Posted: Wed Nov 17, 2010 10:14 am
by 535dboy
Btw if you do decide to total the x5 this week for good measure let me know as I will come and swap wheels before the insurance guys take it away
I'm looking at getting some and it would save me some time and money
Rear pipes probabl going on on Monday and remap booked for friday
Re: Had an accident today
Posted: Wed Nov 17, 2010 10:38 am
by Minda
[quote=""535dboy""]Btw if you do decide to total the x5 this week for good measure let me know as I will come and swap wheels before the insurance guys take it away
I'm looking at getting some and it would save me some time and money
Rear pipes probabl going on on Monday and remap booked for friday[/quote]
Wanna swap with the van wheels
Re: Had an accident today
Posted: Fri Nov 19, 2010 7:21 pm
by Minda
Still no news dont know if thats good or bad
Re: Had an accident today
Posted: Tue Nov 23, 2010 3:30 pm
by Minda
Got first letter from other party, forwarded to my insurance and will let them deal with it.
Re: Had an accident today
Posted: Tue Nov 23, 2010 3:32 pm
by 535dboy
Still claiming ?
Re: Had an accident today
Posted: Tue Nov 23, 2010 4:14 pm
by Minda
[quote=""535dboy""]Still claiming ?[/quote]
Looks like they are claiming for injuries only no damage to the car from what i can gather so far, had a long chat with insurance, looks like they will be fighting this one
Re: Had an accident today
Posted: Tue Nov 23, 2010 4:48 pm
by 535dboy
[quote=""Minda""][quote=""535dboy""]Still claiming ?[/quote]
Looks like they are claiming for injuries only no damage to the car from what i can gather so far, had a long chat with insurance, looks like they will be fighting this one
[/quote]
T055ERS!