Un insured acc damage to X5 - cost to repair advice?

shadrack · Post by **shadrack** » Mon Apr 16, 2012 9:57 pm

http://www.ebay.co.uk/itm/BMW-X5-3-0TD- ... 43ab50d2d7

storminmike · Post by **storminmike** » Mon Apr 16, 2012 9:57 pm

[quote=""X5Sport""]This link will allow you to check whether the other vehicle has insurance. Just use the free one and bend the truth a small bit....or pay the Â£4 for a bigger check....

http://www.askmid.com/[/quote]

free one...wont I end up in the clink

storminmike · Post by **storminmike** » Mon Apr 16, 2012 9:58 pm

[quote=""shadrack""]http://www.ebay.co.uk/itm/BMW-X5-3-0TD- ... 43ab50d2d7[/quote]

Is that arm to hit him with?

storminmike · Post by **storminmike** » Mon Apr 16, 2012 10:03 pm

X201 *** is NOT showing as insured on the Motor Insurance Database today

that's it then......tw@t

AW8 · Post by **AW8** » Mon Apr 16, 2012 10:04 pm

Be very careful. I would advise against making any false declarations especially if traceable.

Often those with blatant disregard for traffic laws and insurance etc have little or no boundaries with other actions if even slightly provoked.

Sometimes in life it's about winning the war & not victorious battles.

It can be good to sleep at night without listening for every sound outside or downstairs

storminmike · Post by **storminmike** » Mon Apr 16, 2012 10:08 pm

[quote=""AW8""]Be very careful. I would advise against making any false declarations especially if traceable.

Often those with blatant disregard for traffic laws and insurance etc have little or no boundaries with other actions if even slightly provoked.

Sometimes in life it's about winning the war & not victorious battles.

It can be good to sleep at night without listening for every sound outside or downstairs

[/quote]

I will......no vigilante stuff

free search

Who else will have access to your data?

Your personal data may be disclosed to third parties, including the DVLA and DVLNI, member insurers, law enforcement bodies, government departments, local authorities and other public or private bodies, where we are obliged or permitted by law to do so. Persons pursuing a claim in respect of a road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID.

slight bend of truth

X201 *** is NOT showing as insured on the Motor Insurance Database today

and there we have it...thanks to all that contributed

The free limited MID should be open to all as an APP at the roadside

X5Sport · Post by **X5Sport** » Mon Apr 16, 2012 10:11 pm

Well there's a surprise! All you can do now is to force the Police to press charges for uninsured driving, and providing false details. Might even be banned driver as well. Hence the 'fix it if you can' advice. You'll need to provide a witness statement and description of the driver under caution - very straightforward process. I know, I've done it a few dozen times for different offences.

Bast!d.....

PS. It's why I carry a camera in the car - or use the one on the phone.

They do not know who you are on the site as you don't provide any details. You just agree it's yours. It only logs background data, nothing personal! No name or address.

storminmike · Post by **storminmike** » Mon Apr 16, 2012 10:20 pm

[quote=""X5Sport""]Well there's a surprise! All you can do now is to force the Police to press charges for uninsured driving, and providing false details. Might even be banned driver as well. Hence the 'fix it if you can' advice. You'll need to provide a witness statement and description of the driver under caution - very straightforward process. I know, I've done it a few dozen times for different offences.

Bast!d.....

PS. It's why I carry a camera in the car - or use the one on the phone.

They do not know who you are on the site as you don't provide any details. You just agree it's yours. It only logs background data, nothing personal! No name or address.[/quote]

They're going to send me a report form to fill in....plus the mrs said the officer was reading (to himself) for a few minutes so ther must be significant history...hence as you say Â£fix it yourself

AW8 · Post by **AW8** » Mon Apr 16, 2012 10:24 pm

Just be careful /mindful if ofending driver has your home address details if if given after the collision.

Maybe ask officer honestly if pursuance of action against this individual could be likely to yield more hassle to your good selves than you may be prepared to tolerate.

storminmike · Post by **storminmike** » Mon Apr 16, 2012 10:40 pm

[quote=""AW8""]Just be careful /mindful if ofending driver has your home address details if if given after the collision.

Maybe ask officer honestly if pursuance of action against this individual could be likely to yield more hassle to your good selves than you may be prepared to tolerate.[/quote]

no details were given of our car or address....will consider what you've said too as yes...as much as this hurts it's not written off so I can thank my lucky stars and perhaps move on

thanks for being so candid

Raj · Post by **Raj** » Tue Apr 17, 2012 7:04 am

Gutted for you Mike. It is very annoying when this kind of thing happens. Unfortunately as others have said, if they already well known to police and the like then there is not much more you can do but get it repaired yourself.

Chompers · Post by **Chompers** » Tue Apr 17, 2012 8:48 am

As ever, very helpful advise given by all above

and I feel for you Mike but more so your wife, a brave lady indeed.

To be honest if this happened to me I would be well pi$$ and would feel the same way as you

However the best thing to do is to treat the damage as if it happened in a car park and you had no idea who did it. Pay for the repair yourself and forget all about it. If the driver had been insured properly you would now be going through all the insurance hassle/paper work having to get the 'X' repaired at the Insurers own bodyshop

and then suffering the insurance premium hike next renewal.

By doing this repair your way it gets sorted twice as fast and by a bodyshop of your chosing with minimal hassle. Yes I know this is not how it should be, all us genuine owners/ drivers pay our insurance every year without fail and expect the same of others but this is the real world and it sadly does not work that way

AW8 · Post by **AW8** » Tue Apr 17, 2012 9:11 am

OP/Mike,

No Prob's

Maybe indicate where you are roughly then someone might be able to put yoiu in touch with a user friendly body/paint shop.

shadrack · Post by **shadrack** » Tue Apr 17, 2012 10:39 am

Seems I put the wrong link up!!! I was trying to link to a silver x5 on ebay been brocken with a clean scuff free rear bumper

storminmike · Post by **storminmike** » Tue Apr 17, 2012 8:12 pm

I wont multi quote but it goes without saying that you've all been really helpful and confirmed to me what I think I should do now. I've passed on your regards to the other half and she's touched

I'm not sure what lessons can be learnt here. Even if you had access to MID (not that you should use it legally) via your web phone and ran a check....would you instantly hit 999? Always take a picture without question right away would be a good one...even if you do it stealthly to capture the plate, the car, the damage, the driver's face.

I live 5 miles to the east of Manchester....Droylsden in fact but that's as near as I will say. As I said yesterday the good old rain and muck has disguised the damage. I'm surprised the panels show no movement, distortion, flaring or jaunty angles....the I would be mega p!ssed. I can live with scuffs and chips as it looks visually OK and can wait until I save up. Paint shop tips would be nice if one knows of one round my ways...when the cash is free......thatnks you again

Shadrack....cheers for the balljoint heads up

Was it this one....the bumper doesn't seem to be listed
http://www.ebay.co.uk/itm/BMW-X5-E53-TA ... 3a6dcc3574

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Un insured acc damage to X5 - cost to repair advice?

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Re: Un insured acc damage to X5 - cost to repair advice?

Re: Un insured acc damage to X5 - cost to repair advice?

Re: Un insured acc damage to X5 - cost to repair advice?

Re: Un insured acc damage to X5 - cost to repair advice?

Re: Un insured acc damage to X5 - cost to repair advice?

Re: Un insured acc damage to X5 - cost to repair advice?

Re: Un insured acc damage to X5 - cost to repair advice?

Re: Un insured acc damage to X5 - cost to repair advice?

Re: Un insured acc damage to X5 - cost to repair advice?

Re: Un insured acc damage to X5 - cost to repair advice?

Re: Un insured acc damage to X5 - cost to repair advice?

Re: Un insured acc damage to X5 - cost to repair advice?