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Remap versus insurance

Discuss your latest mods or ideas, and anything to do with the BMW X5 (E53).
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geoffwa3
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Remap versus insurance

Post by geoffwa3 » Sun Mar 23, 2014 10:32 pm

Just want to clarify something as I've read a few comments regarding a remap.

Do you have to disclose it to the insurance company, how would they know?

Want to get it done for all the benefits but don't want to have to pay higher premium.

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Sanj
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Re: New 2 bmw

Post by Sanj » Sun Mar 23, 2014 10:44 pm

Erm hum, public forum. No need to say anything.
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JimmySpeed
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Re: Remap versus insurance

Post by JimmySpeed » Sun Mar 23, 2014 10:45 pm

The best advice is to tell you to disclose it because if the worst happened it would be VERY bad for you. According to your policy, you MUST notify them, you'd be silly to think that they wouldn't want to know.

However many people don't and have got away with it.

I would say in the event of a serious accident they may look for a remap. They're not stupid enough to not know that 'everyone is doing it' these days so the suspicion would be there. They can find it if they have the right equipment.

AW8
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Re: Remap versus insurance

Post by AW8 » Mon Mar 24, 2014 8:32 am

This thread will be deleted this evening for pretty obvious reasons ;)
Gone - 2002 E53 X5 4.4i Sport (Pre Facelift) Owned 2006-2016.

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geoffwa3
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Re: Remap versus insurance

Post by geoffwa3 » Mon Mar 24, 2014 10:15 pm

Oooops... apologies for the obvious stupid question on a public forum, was having a blonde moment!! (is it alright to say that?? don't mean to offend any blondes out there!!)

Anyway picked my E53 beauty up tonight and would just like to say I will NOT be getting a remap in the future to improve performance and mpg

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ITBarbie
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Re: Remap versus insurance

Post by ITBarbie » Mon Mar 24, 2014 10:55 pm

I'm mortally wounded :-)
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Intravee with KCA, Xennons, Folding Mirrors (enabled with Intravee), Sport Wheels 19's, DVD Headrests, updated SAT NAV, Voice Recognititon with TV in Motion enabled with Resler a

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TonyX5
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Re: Remap versus insurance

Post by TonyX5 » Mon Apr 07, 2014 5:58 pm

Just spoke to my insurance company (LV) about extra cost if we Remap out E70 40d.  The extra cost would be £37 for the year.  At that cost not worth the risk of not telling them imo.

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