Annual Insurance Renewal - Best Companies to try??

Johnell · Post by **Johnell** » Mon May 13, 2013 8:25 pm

[quote="shadrack"]
renewal just came through for the policy my x5 was on which I changed to the m3 last month, renewal £1299.......compare the meerkat £549, with the same company >:D >:D[/quote]
Phone the company direct and they will see you've had a quote from meerkat, then they will probably beat the online quote by about a tenner because they won't have to pay commission to meerkat.

That's what happened with LV when I renewed my 5 series insurance last year.

shadrack · Post by **shadrack** » Mon May 13, 2013 8:34 pm

but my daughter needs a 3rd meerkat toy

murf62 · Post by **murf62** » Mon May 13, 2013 9:03 pm

I got £35 for my last one on Ebay. Make cheaper car insurance. Simples!

Smeeagain · Post by **Smeeagain** » Tue May 21, 2013 1:48 pm

I had my renewal in from Admiral two days ago for £665 or thereabouts. Never had an accident, am 48 years of age, been driving since 17 and have clean driving licence. My wife is on the policy too with similar driving historyand clean licence. I called up and said I was looking around and could they improve. Took £100 off on the spot so did the deal there and then

Now paying £565

Smee

shy7g · Post by **shy7g** » Sat Jul 06, 2013 7:08 pm

QUESTION - The alarm and immobiliser fitted to the X5 (E53, 4.6is 2002) model is it classed as a :-

1) A Factory fitted alarm and immobiliser System?
OR
2) A Thatcham-approved Category 1 alarm and immobiliser System?

as these both come up when selecting the alarm & immobiliser System when getting insurance quotes.

X5Sport · Post by **X5Sport** » Sat Jul 06, 2013 7:32 pm

Factory fitted but it is a Thatcham 1 level unit.

shy7g · Post by **shy7g** » Tue Jul 09, 2013 12:38 pm

[quote="X5Sport"]
Factory fitted but it is a Thatcham 1 level unit.
[/quote]

thanks for that..
would you know what the system is called? as there are a lot listed?
eg. BMW 3G.EWS, BMW BM 36D, BMW 3T-EWS etc etc???????

X5Sport · Post by **X5Sport** » Tue Jul 09, 2013 1:05 pm

BMW EWS types rings a bell - only because there is an EWS module in these cars. As to which version I don't know at that age.

EDIT - Realoem refers to an EWS IV Module 4.3 for that car. Try putting your last 7 characters from your VIN into here: http://www.realoem.com/bmw/select.do  That should give you the right unit.

The alarm comes under Vehicle Electrical System and look under the Control Units group.

Richard

Greydog · Post by **Greydog** » Wed Jul 10, 2013 8:52 am

Age does have it's benefits £345 Fully Comp with £350 excess, wife and kids as named drivers (mind you the baby is 29) that's with Churchill.
The only 2 pieces of advice I can offer are; (1) Loyalty does not pay these days so shop around a couple of hours on the phone and computer then make your choice. Then ask for discount or reductions based against the best prices/cover information gained, if you don't ask you wont be offered it.
(2) Age quickly!!

shy7g · Post by **shy7g** » Wed Jul 10, 2013 1:53 pm

[quote="Greydog"]
Age does have it's benefits £345 Fully Comp with £350 excess, wife and kids as named drivers (mind you the baby is 29) that's with Churchill.
The only 2 pieces of advice I can offer are; (1) Loyalty does not pay these days so shop around a couple of hours on the phone and computer then make your choice. Then ask for discount or reductions based against the best prices/cover information gained, if you don't ask you wont be offered it.
(2) Age quickly!!
[/quote]
Fully agree just set up a policy for £298 fully Comp with all the belts and whistles with an excess of £250, Happy days........... lets drive!.....

awj85 · Post by **awj85** » Wed Jul 10, 2013 9:47 pm

shy7g

.............. I'm sure its bells and whistles

)

fenj66 · Post by **fenj66** » Mon Oct 07, 2013 10:36 pm

has anyone used/heard of zenith insurance?
just doing my annual online renewal check and they come up cheapest this year at £330 fully comp/pncb/£300 total xs. a lot cheaper than last year!!

Raj · Post by **Raj** » Mon Oct 07, 2013 11:47 pm

[quote="fenj66"]
has anyone used/heard of zenith insurance?
just doing my annual online renewal check and they come up cheapest this year at £330 fully comp/pncb/£300 total xs. a lot cheaper than last year!!

[/quote]

I'm with them. First time though so not sure what they'll be like if I have to claim.

shadrack · Post by **shadrack** » Tue Oct 08, 2013 7:01 am

ive been with them in the past, never had a problem but never claimed.

storminmike · Post by **storminmike** » Tue Oct 08, 2013 8:45 pm

[quote="X5Sport"]
Factory fitted but it is a Thatcham 1 level unit.
[/quote]

Money supermarket defaults to that on my 3.0d 54 plate

Having said that Swift are wanting me to renew for 590 as opposed to 580 last year. Best comparison I can get is 502 from one call? or 540 from admiral?

Have emailed swift to price match if they will

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Annual Insurance Renewal - Best Companies to try??

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