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Insurance

General car related chat
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malc1950
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Insurance

Post by malc1950 » Wed Mar 13, 2013 4:44 pm

Hi Just had my insurance renewal through £800 with Admiral, 15yrs no claims
M45 postcode garaged overnight , any thoughts seems a lot to me  :(
2004 3.0d Sport Facelift Remaped, Schnitzer styling body kit, Black leather
Neon lights, Elec fold in mirr, 6Cd changer,DSP, Sat nav, Bluetooth, Wood pack
Speed camera warning, Heated front seats, Wabasto heater, Auto wipers lights,  Rear view camera.

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X5Sport
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Re: Insurance

Post by X5Sport » Wed Mar 13, 2013 4:46 pm

Ouch!!  Just paid £365 for mine on John Lewis.  Aviva was £770+
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huck
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Re: Insurance

Post by huck » Wed Mar 13, 2013 4:50 pm

I know it's a hassle but I will look elsewhere, every year, before taking the renewal.  For the past few years, I've been using gocompare and I can always knock a considerable amount off my renewal quotes.

I'm positive you'll be able to get a lot cheaper with some legwork.

Horizon
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Re: Insurance

Post by Horizon » Wed Mar 13, 2013 5:00 pm

[quote="malc1950"]
Hi Just had my insurance renewal through £800 with Admiral, 15yrs no claims
M45 postcode garaged overnight , any thoughts seems a lot to me  :(
[/quote]

Hi Malc
I pay £500 fullly comp, protected NCB. That's for me and the Mrs, try the comparison sites. I'm with Swiftcover.
Parking on a drive too, we're BL postcode that may make it a little cheaper but worth a try.
2011 Kia Sorento KX3  2.2D 60 Plate Auto in black ( mine )
BMW E83 X3.  3.0d M Sport, 2008 in black ( now gone )
BMW E93 330i Convertible  Msport  2007.  ( Now sold )
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Now Sold 55 plate, X5, 3.0 D Sport. Silv

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Sanj
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Re: Insurance

Post by Sanj » Wed Mar 13, 2013 5:18 pm

Try AXA too - sister company for Swift.

Too many factors of course - driveway makes the premiums higher btw, say street for parking! I know.......

Admiral still better than most for multi-car and declaration of mods for me.
Scn Protect,Alarm Chirp,Ashtray del,Sub install,IV2,Screens,PS2 Media,Chrome rings,Schnitzer pedals,Reverse cam,Silver Grills,F/mirrors,Comp Spkrs,Heated S/W,20"168s,Splash scn,Arches,Remap,LED Tails,ACS Spoiler,'is' Bumper Trim,Rear heated seats,Rear blinds

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Re: Insurance

Post by Geezer » Wed Mar 13, 2013 6:19 pm

I agree with the above, definitely use comparison sites.

I've been using the car insurance advice on money saving expert for a few years now, really helpful:

http://www.moneysavingexpert.com/car-insurance/

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malc1950
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Re: Insurance

Post by malc1950 » Wed Mar 13, 2013 6:22 pm

Thanks all looks like its going to be a day on the phone for me tomorrow will try all that's been recommended to me ,
I have a Seat 1.4 in Tenerife 149 euro =
£129 For 12 mths Insurance,
Pete if you fancy a coffee at the weekend let me know,


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2004 3.0d Sport Facelift Remaped, Schnitzer styling body kit, Black leather
Neon lights, Elec fold in mirr, 6Cd changer,DSP, Sat nav, Bluetooth, Wood pack
Speed camera warning, Heated front seats, Wabasto heater, Auto wipers lights,  Rear view camera.

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huck
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Re: Insurance

Post by huck » Wed Mar 13, 2013 6:39 pm

[quote="malc1950"]
Thanks all looks like its going to be a day on the phone for me tomorrow...


Sent from my iPhone 5 using Tapatalk
[/quote]

No need Malc. Just enter your details, once, in your comparison website of choice then that's it. (I know it sounds like an advert but it really does save a ton of time and, most likely, money)

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Re: Insurance

Post by X Box » Wed Mar 13, 2013 6:43 pm

I've had lower quotes than my renewal from the same company before! A quick phone call and they matched the quote. It's really worth doing a confused.com or something similar.
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Re: Insurance

Post by Chompers » Wed Mar 13, 2013 7:36 pm

Thing to do is to use the comparison site to find the cheapest quote that suits. Then instead of buying through that site, go direct to the insures site and get another quote, often cheaper again. Take things on step further, after finding the cheapest quote on a comparison site, go through the likes of Quidco to see what cash back you can get. Have just done this and got £51 cash back bringing the price down to over £100 less the current insurer who's quote was just over £300!!!
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huck
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Re: Insurance

Post by huck » Wed Mar 13, 2013 7:55 pm

[quote="Chompers"]
Thing to do is to use the comparison site to find the cheapest quote that suits. Then instead of buying through that site, go direct to the insures site and get another quote, often cheaper again. Take things on step further, after finding the cheapest quote on a comparison site, go through the likes of Quidco to see what cash back you can get. Have just done this and got £51 cash back bringing the price down to over £100 less the current insurer who's quote was just over £300!!!
[/quote]

Didn't even think of calling the insurer after getting the comparison site quote! Image
Last edited by huck on Wed Mar 13, 2013 7:57 pm, edited 1 time in total.

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Chompers
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Re: Insurance

Post by Chompers » Wed Mar 13, 2013 8:31 pm

[quote="huck"]
[quote="Chompers"]
Thing to do is to use the comparison site to find the cheapest quote that suits. Then instead of buying through that site, go direct to the insures site and get another quote, often cheaper again. Take things on step further, after finding the cheapest quote on a comparison site, go through the likes of Quidco to see what cash back you can get. Have just done this and got £51 cash back bringing the price down to over £100 less the current insurer who's quote was just over £300!!!
[/quote]

Didn't even think of calling the insurer after getting the comparison site quote! Image
[/quote]

Chompers is your friend when it comes to getting a deal!!!

I would also go back to you current insurer after you get the best quote and ask if they wish to keep your business will they review their renewal. I have done this for the last 5 or so years and every time the renewal has been reduced to compete. (Currently with LV who are very good to deal with, albeit I have to do battle with them on Mrs Chompers car)  >:D
Current
09/59 e61 520d MSport Touring Business ED - Platinum Grey / Cream Beige Leather
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06/06 e53 X5 4.4i V8 Sport - Titanium Silver / Black Nappa Leather

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huck
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Re: Insurance

Post by huck » Wed Mar 13, 2013 8:41 pm

Did the yearly rigmarole in Feb. Will definitely keep your tips in mind for next year. Cheers.

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Re: Insurance

Post by Reusch » Wed Mar 13, 2013 8:47 pm

Just doing ours now £587 with Axa best so far.
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Black X5
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Re: Insurance

Post by Black X5 » Wed Mar 13, 2013 8:49 pm

[quote="Sanj"]
driveway makes the premiums higher btw, say street for parking! I know.......
[/quote]

Didn't know that!
E70 3.0D SE, Black with Black - Gone but not forgotten!  >:D

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