Hello and Question from a Newbie - E70 3.0d or 4.0d M sport??

535dboy · Post by **535dboy** » Mon Feb 11, 2013 7:35 pm

Surely any decent insurer would take your claim history from your fleet policy.

I was with admiral on an admittedly older car by the time I sold it (sold for £24k but owned since new) and paid £650 including declared re-map.

Paying less than that on the Porsche and only add to pay an additional £170 (for 9 months)to insure RS of which the last model becme one of the most stolen cars out there.

I'm 37

X5Sport · Post by **X5Sport** » Mon Feb 11, 2013 9:22 pm

In case you missed it, the 40d is still a 3-litre (as is the M50d) just with extra hairdryers.

Richard

leosayer · Post by **leosayer** » Mon Feb 11, 2013 9:35 pm

I'm just down the road in Wanstead/South Woodford and pay £650 or so with Axa. 7 years no claims though. See this thread on PH about BMW thefts, that will explain what Adrian Flux are telling you:
http://www.pistonheads.com/gassing/topi ... k+BMW+keys

Cayenne's might be expensive with no deals but that is for a reason, they are great cars and the diesels seem to hold their value very well.

Even the lowly 30d SE is quite rapid with the 8 speed box and it handles well, I took it for a blast along Gravel Lane just yesterday and it's great fun. It's pretty rapid but of course the 40d will be much faster.

The main thing to watch out for on M-Sports is the hard ride on sports suspension, big wheels and run-flats, especially if you're not the only driver.

X5Sport · Post by **X5Sport** » Mon Feb 11, 2013 9:39 pm

Good point on the runflats. 19" wheels give a gentler ride than 20" or 21" wheels. 19" wheels are standard but a lot if owners spec the 20's. I have a set of 19" & 20" and the 19's are much more comfortable a ride.

Richard

535dboy · Post by **535dboy** » Mon Feb 11, 2013 9:40 pm

The car however looks under wheeled on 20s so 19s are even worse!

Don Coffey · Post by **Don Coffey** » Mon Feb 11, 2013 9:45 pm

I live in Northern Ireland. Where we pay well above the national average and I'm paying £725 for fully comp. protected. With five years no claims and I'm 45.

Don

graemeX5 · Post by **graemeX5** » Mon Feb 11, 2013 9:47 pm

Hi and welscome,

Re insurance I used Aviva who took in to account my driving a company lease car for 3 years. So when i went with them they gave me an introductory discount the equivalent of 5 years NCD on my smart car for work.

Then at the end of the 1st year I was then given the 5yrs NCD for the following year - very helpful. The NCD I had built up on my other car I then used for the X5.

X5Sport · Post by **X5Sport** » Mon Feb 11, 2013 9:55 pm

[quote="535dboy"]
The car however looks under wheeled on 20s so 19s are even worse!
[/quote]
.....and then you have pvr's version of 'underwheeling'...... >:D

)

leosayer · Post by **leosayer** » Mon Feb 11, 2013 10:03 pm

[quote="535dboy"]
The car however looks under wheeled on 20s so 19s are even worse!
[/quote]

I have to avert my eyes when approaching my car (on 18s)

)

snipez999 · Post by **snipez999** » Mon Feb 11, 2013 10:55 pm

@535dboy
Indeed yes

I expect a good chunk off that next year, when I have the time/chance to shop around though.
Got knobbed over this year due to wife's chemo appointments, ending up in hospital, and the freebie 7 days running out etc.
Plus I live in footballers' land where the tw@s leave keys in the ignition when winter starting etc.............
Last year I was with >Than who were very good (albeit hard to understand) when I had a claim. I would recommend them/go with them again myself.

Graeme · Post by **Graeme** » Mon Feb 11, 2013 11:28 pm

Try LV - they're good to me!

crispyshark · Post by **crispyshark** » Mon Feb 11, 2013 11:32 pm

Thanks guys!

Will try those various companies 2mo, am also going to give NFU a call as they have a 4x4 scheme.

Looking forward to that brutal shove the 4.0d gives when hit the noisy pedal!

535dboy · Post by **535dboy** » Tue Feb 12, 2013 6:39 am

[quote="crispyshark"]
Thanks guys!

Will try those various companies 2mo, am also going to give NFU a call as they have a 4x4 scheme.

Looking forward to that brutal shove the 4.0d gives when hit the noisy pedal!

[/quote]

Ha ha re NFU, it is a Chelsea tractor not a Massey Furgison!

squeaky2 · Post by **squeaky2** » Tue Feb 12, 2013 7:53 am

Have always found Admiral were good for me living in London. Have however gone with Elephant this year.....who are still part of the Admiral group. 2008 sd living in sth london with 5 years NCD is still £1100 for me though.

xl5 · Post by **xl5** » Tue Feb 12, 2013 9:14 am

i always use a comparison site , the insurance company's have special introductory offers which brings the cost down..

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Hello and Question from a Newbie - E70 3.0d or 4.0d M sport??

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Re: Hello and Question from a Newbie - E70 3.0d or 4.0d M sport??

Re: Hello and Question from a Newbie - E70 3.0d or 4.0d M sport??

Re: Hello and Question from a Newbie - E70 3.0d or 4.0d M sport??

Re: Hello and Question from a Newbie - E70 3.0d or 4.0d M sport??

Re: Hello and Question from a Newbie - E70 3.0d or 4.0d M sport??

Re: Hello and Question from a Newbie - E70 3.0d or 4.0d M sport??

Re: Hello and Question from a Newbie - E70 3.0d or 4.0d M sport??

Re: Hello and Question from a Newbie - E70 3.0d or 4.0d M sport??

Re: Hello and Question from a Newbie - E70 3.0d or 4.0d M sport??

Re: Hello and Question from a Newbie - E70 3.0d or 4.0d M sport??

Re: Hello and Question from a Newbie - E70 3.0d or 4.0d M sport??

Re: Hello and Question from a Newbie - E70 3.0d or 4.0d M sport??

Re: Hello and Question from a Newbie - E70 3.0d or 4.0d M sport??

Re: Hello and Question from a Newbie - E70 3.0d or 4.0d M sport??