Insurance : Laugh or cry?

[Turks]

My renewal came through and was £519 which is about £100 cheaper than last year...

Not bad for a 28 year old with the car parked on the street! Had the car 4 years now and been insured with Bell (Admiral Group) the whole time.

Admiral always seem to be the cheapest when it comes to searching but I guess that changes as soon as there is a sniff that you have been in the same street as an accident or claim!


Turks.

[Raj]

[quote="Turks"]
My renewal came through and was £519 which is about £100 cheaper than last year...

Not bad for a 28 year old with the car parked on the street! Had the car 4 years now and been insured with Bell (Admiral Group) the whole time.

Admiral always seem to be the cheapest when it comes to searching but I guess that changes as soon as there is a sniff that you have been in the same street as an accident or claim!


Turks.
[/quote]

But that's just it, the reason for the thread is the added premium that insurers seem to feel is acceptable when you are involved in a non-fault accident. There are plenty of variables that affect premiums as it is and your cheap quote isn't really surprising dependant upon where you live for example but add a non fault accident into the mix and your premium seems to increase quite considerably (and very unfairly tbh).

[MarkyX6]

What did annoy me is the fact that I rang Admiral as soon as the claim had been settled, and because it was on another car that was not covered by them, they told me that they were not interested.

Well not until it came to renewal that is.

I just wrote to them asking them to explain how they can justify penalising innocent motorists.

I wonder if they will actually reply.

Regards

Mark

[MJim]

Must admit I never knew they were up to tricks like this! I'm insured with Admiral on both cars and admit was shocked by the extortionate renewal quote which was c double last year, but then reduced it back all the way when I threatened to leave ie it was a complete try on, trying to cash in on some drivers' passivity.

[pvr]

With Admiral you have to call them at renewal, saves hundreds.

[squeaky2]

Admiral just came in at £1400......ended up going through elephant (still part of admiral) and got it down to £1100 with protected no claims.    Admiral wouldnt actually match it this time.

Helps that ive got the van to use but the fact the other half has a bike to commute on actually put the cost up!  Couldnt work that one out at all.

[pvr]

Admiral was £1500 for me, but that included 4 other cars as well and with my daughter / son on a car as well ...

[squeaky2]

[quote="pvr"]
Admiral was £1500 for me, but that included 4 other cars as well and with my daughter / son on a car as well ...
[/quote]

Blimey!!!!  Just the 2 of us here i think the south / central london postcode doesnt help me at all

[shadrack]

I can't work them out, my x5 is nearly 900, yet messing around on the meercat website I can insure a range rover sport of twice the value for 580? And a e70 is 870, also last time it was gocmpare that got me the cheapest quote by enough for me to miss a toy meercat, I am also with admiral, and it was admiral that came up with the cheap rrs quote, might sell up and keep the e30 only as that's 111 per year I taxed it recently for 6 months and it was more than the insurance for the year!