New Alloys for my MK6 Golf. Notified my insurance!

[Horizon]

Since part exchanging my X5, and down sizing to a MK6 Golf  ( no abuse please >:( )I fancied freshening up the look of my 2.0 GT TDI. I had seen a set of alloys on a car on the net that was the same colour and model as mine. I checked out the website and identified which wheel it was , so thought I'd treat her to some new wheels, and tyres, as it had to go up a size.
I firstly contacted AXA insurance to ask if they were classed as a modification, and if they would have an impact on my premium  or even invalidate my insurance.
A couple of days later they emailed me back to say. " Alloy wheels are an acceptable modification, but if the cost more than £1 K they wouldn't insure me and I would have to cancel my policy."
So a word of warning to prospective alloy wheel purchasers . If thinking of them non OEM alloys,nor maybe some that are different to the ones fitted at the factory, you could be invalidating you insurance, or being asked to pay more by your insurers.

[graemeX5]

Hi

I had the same issue with a well know one admiral with non standard alloy RS4 rep alloy wheels on my audi TT. The wouldn't cover if more than £500 and if more I could take out a separate polic to cover them.

If you want to alter modify your car more then the well known companies shy away from those cars and you would have to go to a specialist.

[X5Sport]

I think insurers are wary of any rep wheels after a number of incidents a few years back when there were frequent reports of wheels cracked due to poor casting or machining, or just the wrong alloy being used.  That being said, even OEM wheels can crack if the design/manufacture is faulty.

I've never had an issue personally but my insurers have always said there would be no issue with wheels as long as they were the same type as those offered OEM.

Richard